1. Hang on to sales receipts for big value items. If you were to suffer a total loss of a big-ticket item, you will be
Arrange Your Insurance House & Content Quotes online
There are two types of home and content policies offered in Australia, generally they can be categorized as Accidental Damage and Defined Events.
Defined event policy’s are a budget offering from insurers that offer cover for common events like, fire, theft and storm damage, but may not cover certain flood events, accidental damage (breakage, heat damage motor burnout etc).
Accidental damage offers a higher level of cover and will cover the common claim types. Dropping your plasma will not be covered under a defined event policy, likewise a hot pot damaging your bench and what about a cricket ball through your large lounge window.
House & Home and Content Insurance Quotes Australia Wide
Use a calculator to help choose the right sum-insured for your property and content
The results from this calculator are an approximate guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover. Typical building replacement costs are provided by Cordell Information Pty Ltd (A.B.N. 95 159 137 274) (‘Cordell’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N 55 947 630 521) (‘SI’). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Cordell or SI for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate and consider whether you need to obtain financial advice before selecting an insurance product suitable for you. Insurance Council Australia Ltd (A.B.N 50 005 617 318) takes no responsibility for the costs provided by Cordell or SI, nor any liability for the accuracy of, reliance upon or use of the costs. You accept all responsibility for assessing the suitability of the calculator for your own requirements. You agree that your use of this calculator is at your own risk. By viewing or using the calculator(s), you are deemed to accept the above.
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