Income protection pays you a monthly benefit – just like your salary- if you can’t work due to sickness or injury
The maximum Income Protection cover most Australian insurers will offer is 80% of your pre-tax salary, but everyone circumstances are different, you should consider what bills you deal with now that you may not in the event that you can’t work due to sickness or injury.
Make sure that you have enough cover for mortgage, rent and loan repayments, utilities and food.
This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.
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