Ansvar Insurance has created a new specialist product for the Australian heritage market. It draws on Ansvar’s experience of insuring Australian listed heritage sites and historic churches, along with global experience gained in the UK, Ireland and New Zealand.
“Heritage insurance has a range of nuances which are complicated by the raft of different state legislations and council overlays,” says John from Ansvar. “There are many things to consider and each site or property has its own particular traits that need to be protected. Owners of heritage buildings also need guidance about the additional risks they may face.”
Having the right insurer to a success outcome for reinstatement in the event of loss or damage to a heritage site. It can take many years to restore a heritage building so it’s essential to choose an insurance company that understand this, has an experienced claims team and is prepared to be in it for the long haul.
Cover from Ansvar includes not just buildings, but monuments, buildings of architectural interest, cultural sites, engineering or scientific significance, and other sites that have a particular significance to the people of Australia. Features of the cover include on site archaeological rescue costs, glass cover for leadlight and stained glass windows which are often an integral part of heritage buildings, Damage to raffle prizes and donated goods that are to be used for fund raising events and cover for bequeathed property. The basis of settlement includes; provision of notable old buildings without legal protection, and heritage protected buildings.
Ansvar Insurance insures faith organisations, educational facilities, community groups, charitable organisations, heritage buildings and care facilities in Australia. Ansvar also offer home insurance, car insurance and boat insurance.
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