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5 Ways To Save On Your Life Insurance In Australia

  • by The Quotesonline Team


Life insurance premiums are on the rise again and Australians are still under insured. So we look at ways to save on your Life Insurance

1) Stop smoking

Smokers can pay double the premium, and the money saved from not buying the cigarettes will pay for your premium. (You will still be considered a smoker for at least 12 months after giving up)

2) Shop around

Use or a broker to get quotes from a number of companies as there is now a large number of competitors in a competitive market.

3) Thank your parents

If your parents are free from conditions like heart disease, diabetes or cancer its likely to reflect on your premium.

4) Check the premiums over the life of the policy

Insurers will often tempt you with a lower premium at the start of the policy, so ask to see the premiums over the life of a policy

5) Stay healthy

If you are over weight just like a smoker it will have a negative influence on your life insurance policy and some insurers may even refused to insure you if you are obese.

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